Capital for manufacturing production cycles — Manufacturing Capital
We connect small-to-mid-sized factory owners with specialized lenders for fast bridge financing, equipment upgrades, and raw material inventory coverage.
No cost to apply. Soft credit check only.
4.9 Excellent · 3,200+ reviews via Big Think Capital- Bridge financing
- Asset-based lending
- Invoice factoring
- Equipment leasing
- Revolving credit
- Capacity utilization
- Throughput efficiency
- Inventory turnover
Working capital financing and liquidity solutions for US manufacturing businesses
Financing options matched to your situation, in one place.
- OPERATIONS Short-term payroll loans Bridge the gap between net-30 client payments and weekly payroll cycles.
- EQUIPMENT Industrial machinery financing Lease or finance new CNC mills and stamping presses to increase throughput.
- INVENTORY Raw material financing Purchase bulk raw materials upfront to lock in pricing and protect margins.
- LIQUIDITY Revolving credit lines Access flexible capital that scales with your production demands.
- $25K–$2M Available funding amounts
- 24–48 hrs Typical time to decision
- 0 impact Credit score impact
What business owners say
4.9-
This company was lightning fast and the experience was amazing. Thank you, Dan — you're a real pro!
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Good service Joseph Krajewski is the best agent ever. He provided excellent service. I strongly recommend working with him if you have the opportunity.
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They gave me a chance when nobody else would. I'm very satisfied.
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Industry expertise
- Our partners understand the cyclical nature of factory cash flow.
- We speak the language of machine shops and assembly lines.
Transparent terms
- Expect clear APR or factor rate disclosures before you sign.
- No hidden origination fees tucked into the fine print.
Speed and precision
- Funding paths prioritized for time-sensitive production gaps.
- Digital document processing replaces manual bank underwriting.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
High debt-to-income
Banks often view high equipment leverage as a risk, ignoring your existing asset value.
Fluctuating revenue
Traditional lenders dislike the seasonal or project-based revenue common in manufacturing.
Short time in business
Younger firms struggle to meet rigid 5-year operating history requirements.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Precision machine shop owner
Purchased specialized robotic welding arm to fulfill new automotive contract.
Plastic injection molder
Bulk raw material procurement to beat supplier price hikes.
Fabrication plant CFO
Covered 6 weeks of payroll while waiting for invoice clearance.
Electronics manufacturer
Secured a revolving line for ongoing inventory maintenance.
Commercial insurance review
Protect your assets while you grow. Connect with our risk management partners to ensure your machinery and inventory are covered for the full replacement value in 2026.